verifiedState Revenue Office (SRO) Victoria • 2025–2026 Rates

VIC Stamp Duty Calculator

Victoria applies separate rates for owner-occupiers (Principal Place of Residence) under $550,000 and general/investment purchases, plus generous first home buyer exemptions up to $600,000.

Governing AuthorityState Revenue Office (SRO) Victoria
First Home Exemption$600,000 (100% exempt)
Official Revenue Website launch
verified_userOfficial 2025–2026 Formulas & Brackets

VIC Transfer Duty Calculator

Estimate stamp duty and transfer registration fees for properties in Victoria.

infoNew South Wales — Regulated by Revenue NSW

AUD ($)
$
$100k$1M$2M$3.5M+
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Are you an eligible First Home Buyer?

Access exemptions or concessional rates in your state

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Are you a Foreign / Non-resident Buyer?

Subject to 7%–8% Foreign Purchaser Duty Surcharge

account_balance_walletEstimated Stamp DutyVIC
$31,335

Effective duty rate: 3.69% of property value

Standard Transfer Duty:$31,335
remove_circle_outlineConcession / Exemption:-$0
Property Transfer Fee:$183
Mortgage Registration:$183
Total Government Costs:$31,701
Total Fee BreakdownDuty 98.8% • Fees 1.2%
tips_and_updatesState Rule & Eligibility Insight

In NSW, eligible first home buyers pay zero stamp duty on properties up to $800,000 under the First Home Buyers Assistance Scheme (FHBAS).

Official Victoria Stamp Duty Tax Brackets

Standard progressive transfer duty schedule legislated by State Revenue Office (SRO) Victoria.

Dutiable Value BracketBase AmountMarginal Rate (over lower threshold)
$0 to $25,000$01.40% of dutiable value
$25,001 to $130,000$350$2.40 per $100 over $25,000
$130,001 to $960,000$2,870$6.00 per $100 over $130,000
$960,001 to $2,000,000Flat5.50% of total dutiable value
Over $2,000,000$110,000$6.50 per $100 over $2,000,000
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Victoria First Home Buyer Duty Exemption & Concession

Administered by State Revenue Office (SRO) Victoria

Administered by the State Revenue Office (SRO) Victoria, first home buyers are exempt from land transfer duty on properties up to $600,000.

check_circleComplete 100% duty exemption on properties up to $600,000 (saves up to $31,070)
check_circleSliding scale concession on homes valued between $600,001 and $750,000
check_circlePrincipal Place of Residence (PPR) concessional rates apply on homes up to $550,000 for owner occupiers
check_circleMust reside in the property as your primary residence for at least 12 continuous months starting within 12 months of settlement

Other Government Costs in Victoria

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Transfer of Land Fee

Land Use Victoria transfer fees operate on a sliding scale unit system, typically between $1,500 and $2,450 depending on purchase price.

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Mortgage Registration

Victorian mortgage registration fee is approximately $125.

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Foreign Surcharge

Foreign purchasers in Victoria are subject to an 8% Foreign Purchaser Additional Duty (FPAD).

compare_arrowsNational Comparison

How All 8 Australian States & Territories Compare

Stamp duty rates differ significantly across Australia. Compare what the same purchase costs in every jurisdiction.

Comparing for purchase price: $850,000
State / TerritoryNet Stamp DutyConcessionsTransfer & Reg. FeesTotal Government CostDetails
NSW
New South WalesRevenue NSW
--------View NSW
VIC
VictoriaState Revenue Office (SRO) Victoria
--------View VIC
QLD
QueenslandQueensland Revenue Office (QRO)
--------View QLD
WA
Western AustraliaRevenueWA
--------View WA
SA
South AustraliaRevenueSA
--------View SA
TAS
TasmaniaState Revenue Office Tasmania
--------View TAS
ACT
Australian Capital TerritoryACT Revenue Office
--------View ACT
NT
Northern TerritoryTerritory Revenue Office (TRO)
--------View NT
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Note: Some states such as South Australia and the ACT provide uncapped or complete exemptions for eligible first home buyers under specific conditions, while states like Victoria and NSW have sliding thresholds up to $750k and $1M respectively.

quizKnowledge Base

Frequently Asked Questions

Clear answers to critical questions about Australian stamp duty, concessions, and property purchasing costs.

What is stamp duty (transfer duty) in Australia?expand_more
Stamp duty (officially known as transfer duty or conveyance duty) is a tax levied by Australian state and territory governments on the purchase or transfer of property, real estate, and land. Revenue generated is used by state governments to fund public infrastructure, schools, hospitals, and roads.
How is stamp duty calculated?expand_more
Almost all Australian states use a progressive marginal bracket system (similar to income tax). The purchase price of the property is divided into value brackets, and each bracket is taxed at an incrementally higher marginal rate. In some territories like the Northern Territory, a non-linear quadratic formula is used for properties under $525,000.
Who pays stamp duty and when is it due?expand_more
The property buyer (purchaser) is legally responsible for paying stamp duty. Payment deadlines vary by jurisdiction: in NSW and Victoria, it is typically payable within 3 months of signing the contract of sale or at settlement, whichever comes first. In Queensland, it is due within 30 days of contract unconditional settlement.
How do First Home Buyer exemptions and concessions work?expand_more
Most Australian states offer full exemptions (pay $0 stamp duty) or sliding concessions for eligible first home buyers. For example, NSW offers full exemption up to $800,000 (with concessions up to $1M), Victoria offers full exemption up to $600,000 (concessions up to $750k), Queensland exempts homes up to $700,000, and South Australia completely exempts eligible buyers building or purchasing new homes with no price cap.
Can stamp duty be added to my home loan mortgage?expand_more
Generally, lenders require stamp duty to be paid upfront from your genuine savings at settlement. However, if you have sufficient borrowing capacity and a low Loan-to-Value Ratio (LVR), some banks may allow you to borrow additional funds to cover government statutory costs.
What are Property Transfer Fees and Mortgage Registration Fees?expand_more
In addition to stamp duty, state land titles offices charge statutory fees: the Property Transfer Fee (to register the change of legal ownership deed) and the Mortgage Registration Fee (to register the bank's financial security interest over the title). These are standard administrative charges usually settled on PEXA at closing.
What is the Foreign Buyer Stamp Duty Surcharge?expand_more
If the purchaser is not an Australian citizen, permanent resident, or exempt New Zealand citizen (Special Category Visa subclass 444), most states levy an additional surcharge tax of 7% to 8% on the total property purchase value, payable in addition to standard transfer duty.
Do owner-occupiers pay less stamp duty than property investors?expand_more
In several states like Victoria (for properties under $550,000), Queensland (Home Concession), and the ACT, owner-occupiers (purchasing a Principal Place of Residence) benefit from lower concessional duty brackets compared to property investors or commercial buyers.

Have a specific question about your purchase?

Always check official state guidelines with Revenue NSW, SRO Victoria, Queensland Revenue Office, or consult your licensed conveyancer or property solicitor before settlement.